by KYYX4ever » Tue Oct 09, 2007 12:49 am
[quote][i]Originally posted by coop41[/i]
<br>Obviously not knowing all the facts, but I have always thought, regardless of circumstance, that if you turn in front of someone, you are at fault, regardless of their speed, running a red light, etc.
[/quote]
Is this true everywhere ?
I ask b/c one year ago this week, I was T-boned right in front of my school. Destroyed my '74 Duster. I was OK, thank goodness---spent all day at the ER getting CAT scans, etc.
I was knocked unconscious, so I never talked to police or insurance.
My husband & I were just talking about this b/c I never received a copy of the police report. Also, my insurance never contacted me, so I assume I wasn't at fault. I have half-heartedly tried to contact the Place Where Records Are Kept to try to get a copy of the police report.
Well...last week came time for us to pay for the year for our auto insurance. Right on the paperwork it listed that accident as my fault ("At-Fault"). I was surprised. #1: I didn't think getting T-boned by a ginormous F-350 who was, according to all witnesses, barreling down the street in far excess of the speed limit would be my fault. (I was in the left-turn bay making a turn.) #2. If you're at fault, doesn't your insurance give you a call to get your reporting of the events ? Don't the police have to talk to you and file a report ? Or was the fact that I was knocked unconscious preclude all that ? In other words, so getting T-boned is always your fault ? Even if I had plenty of space/ time to turn but this guy was flying down the street anyway ?
p.s. forgive me for being off topic...alcohol had nothing to do with that accident.[:)]