I got a call from my agent today. Allstate is DROPPING ALL home owners policies. All, everywhere. I was very polite and just asked why and she said they took such a hit with all the problems in the last few years that they can't cover homes anymore. Then she said she could recommend a sister company but that is when I told her how much I hate allstate and I was not surprised at all that they are doing bad. They will still cover cars (don't use them) and condo's.
Here are 2 reasons why I hate them but there are more.
1- I had just bought my house. I closed on it and went to my new house to start work before we could move in. I decided to replace the windows and on one day, I replaced a few but could not finish so I put wood up in the space so nothing could come in. As I am in the house I get a call from an agent saying my policy is being canceled. This is after 1 day of coverage. The reason? An agent passed by and said the house was abandoned! I told the lady tell him to pass by again and I will wave at him, I am changing the windows. Then I yelled for a while at her boss for the whole situation and for being so stupid.
2- An agent called me to ask some questions about my current insurance. When I answered he said he did not believe my answers. I went crazy on him and went into his office to find him. The supervisor hid him and just kept saying sorry. I am giving a short version but trust me this guy needed the scare because he was a total jerk on the phone.
I believe that any company that hires complete jerks should fold. Fuck you Allstate!
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